Address
655 16th Street, Panama City Beach, FL
Price
$ 529,500
Property Attributes
- MLS#790106
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodWhite Sands Estates
- Zip32413
- Style
- Year Built2013
- Taxes$ 1455
- Price$ 529,500
- Bedrooms4
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage2280
- Lot Size0.32 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Located on the sought-after west end of Panama City Beach, this charming yellow beach house offers 4 bedrooms, 2.5 baths, and endless potential on a large lot with no HOA. Just minutes from the beach, the home features a spacious layout with generous living areas and plenty of room to make it your own. The interior is ready for updates, making this an excellent opportunity for investors, renovators, or buyers looking to create a personalized coastal retreat. With ample outdoor space for boats, RV parking, or future additions, this property combines location, flexibility, and value in one of the area's most desirable beachside communities.
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 5/20/2026 | Listed $569,000 |
| 8/3/2026 | 7$529,500 |
General Features
| Utilities | HighSpeedInternetAvailable |
|---|---|
| Property Subtype | SingleFamilyResidence |
| Tax Year | 2025 |
| Community Features | ShortTermRentalAllowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | White Sands Estates |
| Status | Active |
| Directions | From Panama City Beach Pkwy, turn north onto 16th St. The property is on the left just before the cul-de-sac. |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 14070 |
| Elementary School | West Bay |
| Tax Annual Amount | 1455 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0322 - Beach - North West |
| Standard Status | Active |
| Property Sub Type Additional | SingleFamilyResidence |
| Other Structures | Sheds |
| Occupancy Type | Occupied |
| Year Built | 2013 |
| Heating | Central |
| Cooling | CentralAir,CeilingFans |
| Appliances | ElectricOven,ElectricRange,ElectricWaterHeater |
| Patio/Porch Features | Patio |
| Construction Materials | HardiplankType,VinylSiding |
| Attached Garage | false |
| Garage Y/N | false |
| Total Rooms | 4 |
| Full Baths | 2 |
| Architectural Style | Ranch |
| Stories Count | 1 |
| Levels | One |
| New Construction | false |
| Roof | Asphalt |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | DoubleVanity,MainLevelPrimary,SeparateShower |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Appraiser |
| Half Baths | 1 |
| Total Stories | 1 |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Size Area | 0.32 |
| Lot Dimensions | 125x115x123x113 |
| Lot Size Acres | 0.32 |
| Building Area Total | 2280 |
| Waterfront Y/N | false |
| Exterior Amenities | Patio |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright © 2026 by the Multiple Listing Service of the Pensacola Association of
REALTORS ® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, re-transmitted, copied, framed, re-purposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS ®. Florida
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Navarre Area Board of Realtors® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
