Address
21523 Front Beach Road, Panama City Beach, FL
Price
$ 5,700,000
Property Attributes
- MLS#1010501
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City Beach
- AreaBay County
- NeighborhoodRIVIERA BEACH
- Zip32413
- StyleTriplex
- Year Built2007
- Taxes$ 37446
- Price$ 5,700,000
- Bedrooms12
- Full Bathrooms12
- Half Bathrooms4
- Sqr Footage7914
Data Source:
Emerald Coast MLS (ECAR)
Property Description
The opportunity you've been waiting for has arrived! This extraordinary Gulf-front property on the desirable West End of Panama City Beach offers substantial construction, direct beach access, luxury coastal living, and incredible income-producing potential, all just a short drive from iconic 30A with no HOA restrictions! Built for longevity with concrete construction, metal studs, a tile roof, and stucco exterior, this building stands apart from typical coastal properties. It features THREE individual income-producing residences, each approximately 2,500 sq ft with 4 bedrooms and 4.5 bathrooms, with one private residence occupying each of the second, third, and fourth floors. Each unit offers two oversized Gulf-front balconies, panoramic water views, walls of glass, spacious living areas, gourmet kitchens with custom cabinetry, granite countertops, stainless appliances, and wet bars. Outside, enjoy a large, covered entertainment area, private pool, hot tub, and private beach access. Whether used as an investment with multiple income streams, a multi-generational retreat, or an entire beachfront compound, this is a truly rare opportunity on the Emerald Coast.
| Elementary School | Middle School | High School |
|---|---|---|
| West Bay Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 8/24/2026 | Listed $5,700,000 |
General Features
| Utilities | Electric,Public Water |
|---|---|
| Zoning | City, Resid Multi-Family, Resid Single Family |
| Property Subtype | Triplex |
| Community Features | Short Term Rental - Allowed,Beach,Deed Access,Elevators,Pool,Waterfront |
| County | Bay |
| Property Type | Residential |
| Subdivision Name | RIVIERA BEACH |
| Status | Active |
| Buyer Financing | Conventional |
| Directions | From Panama City Beach Parkway (Hwy 98), turn South onto Front Beach Road. Continue West on FBR to 21523 FBR. Property will be on the South side of Front Beach Road. |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 27 - Bay County |
| Lot Size Units | Acres |
| Elementary School | West Bay |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 2725 - Beach - West South |
| Standard Status | Active |
| Sewer | Public Sewer |
| View | Gulf |
| Waterfront Features | Gulf |
| Heating | Central |
| Cooling | Ceiling Fans,Central Air |
| Patio/Porch Features | Patio Covered,Patio Open |
| Architectural Style | Triplex |
| Construction Materials | Concrete,Frame,Steel,Stucco |
| Year Built | 2007 |
| Tax Year | 2025 |
| New Construction | false |
| Attached Garage | false |
| Total Rooms | 14 |
| Carport Y/N | true |
| Property Condition | Construction Complete |
| Pool Features | Pool - In-Ground,Pool Type |
| Carport Spaces | 2 |
Interior Features
| Total Baths | 16 |
|---|---|
| Interior Amenities | Breakfast Bar,Ceiling Raised,Elevator,Kitchen Island,Lighting Recessed,Pantry,Washer/Dryer Hookup,Wet Bar |
| Flooring | Floor Tile |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Window Treatment All,Double Pane Windows |
| Furnished Y/N | Furnished - All |
Exterior Features
| Waterfront Y/N | true |
|---|---|
| Exterior Amenities | Balcony,Fenced Back Yard |
| Building Area Total | 7914 |
| Parking Features | Carport Attached,Covered,Oversized |
| Total Parking | 14 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32413
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright © 2026 by the Multiple Listing Service of the Pensacola Association of
REALTORS ® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, re-transmitted, copied, framed, re-purposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS ®. Florida
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Navarre Area Board of Realtors® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
