Just Listed
Address
27 Cottage Row, Miramar Beach, FL
Price
$ 870,000
Property Attributes
- MLS#1012008
- TypeSingle Family
- Listing Status Active
- CountyWalton
- CityMiramar Beach
- AreaMiramar-Sandestin Resort
- NeighborhoodCOTTAGE RETREAT
- Zip32550
- StyleBeach House
- Year Built2005
- Taxes$ 6410
- Price$ 870,000
- Bedrooms3
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage1784
- Lot Size0.03 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Deeded/Gated Beach Access in a GATED BEACH COMMUNITY! Welcome to your own slice of paradise in the heart of Miramar Beach! Tucked inside the highly desirable gated community of Cottage Retreat, this beautifully appointed 3-bedroom, 3-bath beach home offers the perfect combination of coastal charm, privacy, and resort-style amenities--all just 525 feet from private beach access and the sugar-white sands and emerald waters of the Gulf! Step inside and you're immediately welcomed by a bright, open floor plan filled with natural light. At the heart of the home is a gorgeous coastal-inspired kitchen showcasing storybook white cabinetry, seemingly endless granite countertops, stainless steel appliances, a custom tile backsplash, breakfast bar, and plenty of space for gathering and entertaining. The kitchen flows effortlessly into the spacious dining and living areas, creating an inviting setting for family, friends, and unforgettable beach getaways. The thoughtfully designed floor plan features a first-floor guest suite with a king bed and private ensuite bath--perfect for guests who appreciate avoiding the stairs. Upstairs, the spacious primary suite feels like a private retreat of its own, complete with balcony access and an ensuite bath featuring a jetted soaking tub and separate shower. An additional upstairs guest suite offers a queen bed plus a twin-over-full bunk and its own private ensuite bath. Outside your front door, the Florida lifestyle truly begins. Cottage Retreat is a private gated beach community offering gated beach access just across Scenic Highway 98, along with a seasonally heated community pool, hot tub, fitness center, and grilling area. Spend the morning on the beach, cool off by the pool in the afternoon, and walk to nearby beachfront dining for dinner--all without having to venture far from home. And the location is hard to beat! Cottage Retreat places you in the heart of Miramar Beach, centrally located between Destin Commons and Silver Sands Premium Outlets and just a short distance from some of the area's favorite restaurants, shopping, golf, entertainment, and attractions. Captain Dave's on the Gulf is within walking distance, and the nearby Dolphin Reef offers another unique way to enjoy the beautiful waters of the Emerald Coast. Whether you're searching for a primary residence, second home, or an investment property near the beach, this home delivers the location, layout, amenities, and coastal lifestyle buyers come to Miramar Beach looking for. Gated community. Private beach access. Resort-style amenities. Three bedrooms with three private baths. A gorgeous kitchen. And the Gulf just steps away. This is more than a beach house--it's your opportunity to own a piece of the Miramar Beach lifestyle.
| Elementary School | Middle School | High School |
|---|---|---|
| Van R Butler Elementary School | Emerald Coast Middle School | South Walton High School |
| Price History | |
|---|---|
| 9/15/2026 | Listed $870,000 |
General Features
| Utilities | Electric,Phone,Public Water,TV Cable |
|---|---|
| Zoning | Resid Single Family |
| Property Subtype | Detached Single Family |
| Community Features | Short Term Rental - Allowed,BBQ Pit/Grill,Beach,Community Room,Gated Community,Pavillion/Gazebo,Picnic Area,Pool,TV Cable,Whirlpool |
| County | Walton |
| Property Type | Residential |
| Subdivision Name | COTTAGE RETREAT |
| Status | Active |
| Directions | Just west of pompano joe's. The entrance is on the west side of Maravilla take Beach Retreat PL go through the gate take left at circle |
| High School | South Walton |
| City | Miramar Beach |
| MLS Area | 15 - Miramar/Sandestin Resort |
| Lot Size Units | Acres |
| Lot Size Square Feet | 1306.8 |
| Elementary School | Van R Butler |
| Middle/Junior High School | Emerald Coast |
| MLS Area Minor | 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort |
| Standard Status | Active |
| Sewer | Public Sewer |
| View | Gulf |
| Tax Assessed Value | 422 |
| Heating | Central |
| Cooling | Ceiling Fans,Central Air |
| Patio/Porch Features | Deck Covered,Deck Open,Patio Covered,Patio Open,Porch |
| Architectural Style | Beach House |
| Construction Materials | Concrete,Block,Frame,Siding CmntFbrHrdBrd,Trim Wood |
| Year Built | 2005 |
| Stories Count | 2 |
| Tax Year | 2025 |
| New Construction | false |
| Total Rooms | 6 |
| Carport Y/N | false |
| Property Condition | Construction Complete |
| Association Fee Includes | Accounting,Ground Keeping,Licenses/Permits,Management,Recreational Faclty,Trash |
| Pool Features | Pool - Heated,Pool - In-Ground,Pool Type |
| HOA | true |
| Energy Efficient | Doors |
Interior Features
| Total Baths | 3 |
|---|---|
| Interior Amenities | Ceiling Crwn Molding,Lighting Recessed,Owner's Closet,Pantry,Woodwork Painted |
| Flooring | Floor Hardwood,Floor Tile,Floor WW Carpet New |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Window Bay,Double Pane Windows,Storm Windows |
Exterior Features
| Lot Features | Cul-De-Sac,Within 1/2 Mile to Water |
|---|---|
| Lot Size Area | 0.03 |
| Lot Dimensions | 25x45 |
| Lot Size Acres | 0.03 |
| Road Surface Type | Paved |
| Road Frontage Type | County Road,Easement,Private Road |
| Exterior Amenities | Balcony,BBQ Pit/Grill,Pool - House,Shower |
| Building Area Total | 1784 |
| Door Features | Storm Door(s) |
| Total Parking | 2 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32550
Price
Taxes
Year Built
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright © 2026 by the Multiple Listing Service of the Pensacola Association of
REALTORS ® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, re-transmitted, copied, framed, re-purposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS ®. Florida
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Navarre Area Board of Realtors® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
